Until now, we have discussed 'Invisible Assets'—assets that are unseen but hold substantial real-world value, such as social influence, online reputation, and the 'service points' we accumulate daily.
Today, we are proud to introduce Tikkly, KLEVA AI’s first project designed to gather these scattered assets and generate revenue.
1. Why 'PayFi'?
To fully understand Tikkly, you need to know about the hottest topic in the current blockchain scene: PayFi (Web3 Payment Finance). PayFi refers to the phenomenon where the act of 'payment' evolves into a 'financial' product through blockchain and smart contracts.
Let's look at a simple example.
🐔 The Magic of 'T+0' Saving the Business Owner
"Imagine a chicken shop owner who hits a sales jackpot on Friday night. However, in the legacy system, the money passes through card companies and banks, only arriving in their account by the following Wednesday. But they need to pay for ingredients on Monday. This is known as 'profitable insolvency' (going broke while making a profit due to cash flow).
However, PayFi eliminates this time gap. The moment a customer pays, USDC (Dollar Stablecoin) is instantly deposited into the owner's wallet. This money can be used immediately to pay for ingredients over the weekend, or deposited into RWA funds to generate real-time interest."
In short, the core of PayFi is eliminating 'Idle Time' of money.
It transforms Dead Money into Live Money, maximizing capital efficiency.
2. Rescue Disappearing Points: The Birth of Tikkly
We accumulate points daily by drinking coffee and shopping. But what is the fate of these points? They often vanish into thin air because we don't know where they are or how much we have, or because they expire before we can find a use for them.
"What if these points automatically gathered and turned into interest-bearing 'Dollars' or 'Bitcoin'?"
This is exactly what Tikkly has made a reality.
Tikkly is the world's first Invisible Asset PayFi Network that converts a user's Invisible Assets into Revenue Assets.
Simply put, think of it as a "vending machine that shakes out your scattered points to buy Bitcoin and even pays you interest."
3. The 3 Core Engines Driving Tikkly
The reason Tikkly is different from existing point apps is its 'Real-time' technology. Inside Tikkly, the process from exchange to investment happens in the blink of an eye.
① [Exchange] The Moment Points Become Coins
- Legacy: You could only buy gift cards with points.
- Tikkly: Points from partner companies are instantly converted into the Crypto Assets (USDT, BTC, ETH, KLEVA, etc.) of your choice. Worried about volatility? You can peg it to Dollar Stablecoins (USDT/USDC) to fix the value.
② [Settlement] 1-Second Settlement with Partners
- Legacy: Settlement between point companies and exchange services takes a month (T+30).
- Tikkly: Through blockchain smart contracts, point settlements with partners and payment companies are processed periodically or in real-time with complete transparency. No complex bookkeeping is required.
③ [Deposit] The Magic of Self-Growing Assets (DeFi)
- Legacy: Points do not generate interest.
- Tikkly: Assets converted into coins do not just sit in your wallet. They are automatically deposited into verified DeFi protocols (Aave, Compound, etc.) in real-time, generating instant Yield. The byproducts of consumption become seed money that performs the magic of compounding.
4. Conclusion: Establishing a Win-Win Model
KLEVA AI has gone through a long period of planning and PoC development to create a productive structure that generates actual revenue and reflects it in the token economy.
To companies, points are a 'liability'; to consumers, they are an 'asset'. Tikkly proposes a Win-Win model in the middle where everyone is satisfied.
- Rescue of Abandoned Assets: Forgotten points are revived as 'Revenue Assets'.
- Automation of Investment: You can invest in crypto just by accumulating points, without complex studies.
- Preservation of Value: Points destined to expire are converted into permanent Bitcoin or Dollars, allowing for lifetime ownership.
Now, wake up your hidden assets with Tikkly. We will continue to expand our scope beyond points to various invisible assets.
👉 Learn more about Tikkly: tikkly.io